Susan
and Kevin Walsh
In the spring of this year (2007) my husband and I were faced
with a painful reality. Both of my parents had now passed away
and the beautiful home which had been in my family for over 60
years had to be sold. Turning to Debra Tosh & Remax to help
with this task was the best "move" we ever made. They
were knowledgeable in the field, patient with us dragging our
feet as we moved at a slow pace in making some of the painful
decisions which had to be made, and, they showed a tremendous
amount of respect for the property and possessions which were
so dear to us. From the initial phone call to Debra, right through
to the closing date, she made sure that we understood every necessary
step which had to be followed within the legal process, yet never
lost sight of the emotional stress we were under. Her fabulous
smile and cheerful demeanour were great "medicine" for
our heartache. Thanks Debra !

Carl
and Sam Cashin
As first time homebuyers in Belleville, we knew our price range
but were not sure which area to look in or, in fact, what type
of house we wanted. Old vs. new, East Side vs. West Side etc.
Debra sat us down and patiently went through the many pros and
cons of various neighbourhoods, problems we might encounter with
older homes, resale values, and the list was very detailed. She
asked questions about our life style and requirements. After Debra
created our “profile”, she then made a short list
of properties to view. No time was wasted viewing homes that did
meet our criteria. We found her efficient, friendly, and knowledgeable.
I have since not hesitated to recommend her to family and friends.
Emile and Marilyn Richard
Four years ago, my husband and I happened by chance to meet Debra
at an open house. Her enthusiasm and bubbly personality was still
remembered after all these years and when it was time for us to
call on a real estate agent, she immediately came to mind. We
didn't have much time to find a new home but Debra jumped to the
challenge and had us out there searching the countryside. After
two days of searching, we had our new home and Debra was there
to make it all complete. We are grateful that Debra has the moxy
it takes to do the job.

Roli Tipper
Debra Tosh combines the best of small town friendliness, owing to her
growing up in Belleville, with a hip and with-it attitude of her time
spent living and working in Toronto and other larger centres. We found
her to be thoroughly professional and well prepared for all our meetings.
In particular, her guideline of to how to prepare a home for market was
most helpful. It was very complete and steered us through the many details
of the process without us having to spend much further time in consultation
with her or other advisors. Debra represented us very well in the bidding
process and was on the spot and available for everything required in
the closing procedures. Her sense of market value and her willingness
to do a few extras in the way of research were much in evidence. In addition,
she is well connected in the community and spends hours each year involved
in fund-raisers for charities and non-profit organizations. Overall,
we had a very fine experience dealing with Debra, were very satisfied
with the financial results and would recommend her without hesitation
to anyone seeking to list or purchase property in the Quinte area.
Arthur MacKay
As a first time home buyer, I wasn't faced with the time constraint
that confronts a lot of people entering the real estate market.
Debra was very patient with me, taking the time to show me many
properties over the period of several months. She never pressured
me into making a decision and I valued her judgement and her professionalism.
She was very helpful in my search for a new home.
As a land use planner, I have had many professional contacts with real
estate agents over the years. To be frank, some are less than competent;
others I find can be pushy. Debra is neither. She has both the knowledge
and the personal charm to capably represent your interests. I would recommend her to anyone.
Rhonda Lummiss-McCleery & Richard McCleery
We had anticipated buying a house in a year or two, but when
the place we were living in was sold and the new owners wanted
to move into our apartment, we had to change our plans in an instant.
Although we considered renting elsewhere, we decided to take the
plunge and buy our own home; that's when Debra Tosh became involved.
With one telephone call, Debra immediately made herself available
to us. She helped us feel comfortable about the house-hunting
process and quickly arranged for us to view numerous properties
we had an interest in. We were so grateful when Debra anticipated
details we hadn't even considered and guided us from start to
finish through each step.
When we found our home, Debra did some extra research and arranged
for us to look at similar houses in the same price range, enabling
us to compare properties and ultimately confirm our final decision.
Debra assisted us with her insight, experience, professionalism,
and undivided individual attention. She remained positive and
supportive, always ready, willing and able to answer questions
or offer useful information. In addition, and this cannot be underestimated,
her dynamic personality and unfaltering sense of humour kept us
laughing and turned what could have been a truly stressful experience
into a pleasant journey, ending in the realization of our goal;
finding our own home.
We can't thank Debra enough; when we’re sitting in our
sunny back yard admiring our garden, or relaxing in the evening
in front of our cozy fire, we’re reminded that Debra helped
us to make it possible. We’re staying put, but if we had
to do it over again, our first call would be without hesitation
to Debra Tosh. We recommend her highly. Thanks Debra !
Carol Feeney
Debra Tosh provides excellent service, information and
advice, from the detailed and accurate Current Market Analysis that she
provides to help sell your home quickly, to the time and effort that
she takes to help you find the home that you are looking for. I know
because she has acted as my agent as both a buyer and a seller on several
occasions. It is refreshing and comforting to know that she listens,
respects your time and budget and puts client satisfaction first in
everything she does.
Carol Feeney
Executive Director
Quinte Arts Council

Ivan and Julie Wiarda
We are very impressed by Debra. She is honest, savvy and knowledgable
about real estate. She went out of her way to show us top quality service
without ever being "pushy". Debra did alot of research and
when she presented it to us we were very impressed by the extent to which
she had gone to answer our questions. Debra is a true real estate professional.
Thank you Debra for top quality service!
Krista DeLong & Jeff Clarke
My partner and I had definite ideas as to what we were and were not
looking for in our first home. We talked to many friends and family members
about the horrors of buying a home and to be completely honest, we were
terrified.
Debra was the best! She organized viewing times around our busy
schedules; she picked me up and drove me to look at our chosen
property, she recommended a great lawyer, in short she took care
of all the details so we could just enjoy the wonders of becoming
home owners. There were no horrors, just exciting times, no stress
to be had, Debra made sure that everything was seamless and easy.
Right down to making and countering offers, closing dates and
house inspections, Debra is extremely knowledgeable and helpful.
We really had a lot of fun with Debra; she made buying our first
home easy, exciting and fun. I can't say enough about how wrong
our family and friends had been. Obviously they didn’t choose
the right agent…. Are we ever glad we did! Thanks Debra
for everything! We couldn't have done it without you!
Deanna Birtwistle and Eric Lafond
We found out we were getting transferred to Borden in October 2003 and
I immediately called Debra. Her husband had been my instructor at Loyalist
College and I knew that his wife was in real estate. She came over and
gave us a market evaluation and it was bang on with what we had decided
to list our house at. We decided to wait to list our house till the new
year. We found a house in Alliston in January 2004 I again called Debra
to list our house for sale. It only took 5 days, two showings and we
sold our house. Debra was excellent to work with and I would highly recommend
her. Thanks again.
Carol Hall and Kim Wilson
We had outgrown our large home in Old East Hill and made the
decision to go country living. I had previously met (Debra at
a function and instantly liked her personality and sense of humour.
Later on I found out she was a Real Estate Agent and she came
to mind the minute we decided to relocate. I called her up and
she came over immediately to discuss a plan of action. As this
was the first time experience with the process of buying and selling
we were unsure as to what the process was. We knew we wanted to
buy a house in the country but that was the extent of our knowledge.
Debra's professional assessment of the situation
proved perfect she suggested we look and buy first and then put
our house on the market, as she was positive it would sell within
a month. She was absolutely correct; it did, within a month we
had the SOLD sign up and had our deal closed on the house we purchased
and all 45 days earlier than expected
As you can expect the whole ordeal of buying and selling a home is quite
traumatic but with Debra we found her humour was appreciated during the
real stressful situations and her strength and forcefulness was welcomed
when we needed her to ask those tough questions. She is a real gem and
we would highly recommend her to anyone who needs a professional down
to earth, kind of agent who is honest, truthful, funny and witty and
in the end makes the whole ordeal worth the experience.
Sincerely, Oh by gosh call Debra Tosh we did and sure are glad
we did.
Gary and Rosie Oldfield
I didn't even know her, although she had met my husband, when
she emailed me in Kamlooops , B.C. It was really great to have
that introduction before I arrived in Belleville. She had set
up appointments before I got here and she gave me personal service,
over and above the usual things like. She went the extra mile
for us. It was really exceptional. It gave me confidence that
someone was looking out for us.. She spent lots of time with us
and her choice of homes was excellent. She didn't take me through
places that we couldn't afford or didn't suit our purposes and
she advised us about neighbourhoods that we would be comfortable
in. She gave us great contacts for professional services, like
a lawyer and a contractor, as well as pointing out good restaurants,
hairdressers, grocery stores, etc. Because we were in a motel
in Trenton, she went out of her way to come all the way out to
get me and take me back at the end of the day, which I really
appreciated.
Esther Parry
Selling a home can be a very difficult and anxiety ridden experience.
Fortunately for me, I had Debra Tosh as my real estate agent. Debra is
a professional. Her commitment was unwavering, as well as her positive
and supportive approach to my needs as her client. It was without hesitation
that I recommend Debra.
Patrick and Amy Doyle
We generally knew what we were looking for so we asked Debra
for a 2 bedroom home in a certain vicinity. We were so impressed
the next day when she gave us a complete package of all 2 bedroom
homes within our area and price range, as well as having 4 appointments
made to view homes. She didn't waste our time. She knew exactly
what we wanted and we had a deal before the week was out. She
is exceptionally professional and knowledgeable and we would recommend
her to anyone.
Bob Long
My mother had taken very ill and was in a nursing home since
it was obvious she would never return to her house the decision
to sell it was a difficult one. When I contacted Debra she came
to the house and offered some tips and guidelines that would make
the house more saleable. But we decided that we were still not
ready to sell yet. A few months later, Debra called us and while
she understood our position she wanted us to know the market was
hot and that she wouldn't be doing her job if she didn't let us
know. We decided to place the house on the market and as a result
we had 2 offers in 3 days and finally sold the house for the full
asking price with no conditions. Debra's professionalism and empathy
helped greatly to ease the stress for our family.
Marie Power
My nephew had recommended that we list our cottage with Debra.
The first time I spoke with her, I enjoyed her outgoing and pleasant
personality. She put me at ease right away. I also thought she
was very thorough in giving me all of the information about what
she was doing in handling the sale and that she was representing
both the seller and the purchaser and I appreciated knowing that.
Also, when I finally met her; we had talked on the phone many
times before that, I liked her sincerity. I understood why my
nephew said I'm sure you'll enjoy meeting her. Even after the
sale was final, things came up that put me on edge, mostly the
survey, because I thought I had done something wrong and she assured
me that everything was fine. When I went to the lawyer's office,
the secretary said she had done lots of extra work to get information
and get things done for both the seller and the purchaser.
Lois Lucas
I was executor of my Uncle's house, so I called Re/Max in Belleville
and asked for an agent. Well I got hold of Debra Tosh and was
I ever glad that I did. She came over and did a complete market
evaluation for me and suggested a listing and selling price that
I could expect to get. She was very thorough and it included homes
that had sold, were still for sale and even ones that hadn't sold
and the listing had expired. It was a really big job to get the
house ready to put on the market and I was in no hurry to do it.
Debra was never pushy which I really appreciated. She called me
every few months to see how I was doing and she even suggested
someone that she knew that I could sell some old stuff to. When
it was finally, listed, she was really great. She kept in constant
touch with me to let me know how things were going. When the offer
came in, she helped me negotiate it, so that the estate could
get the best possible price. She's a really nice person and I
would recommend her to anyone.

Maureen and Moe Grant
In December of 2001 we found out we were being transferred by
our employer, Bank of Montreal, to Belleville. We were living
and working in Sudbury at the time. The timing of our move became
very urgent as our daughter was in Grade 12 at the time and we
would have to ensure we were moved in time for her to start her
second semester in January in Belleville. The added stress to
the situation was that we had been moved from Thunder Bay to Sudbury
only 18 months prior meaning this would be our teenage daughter's
third high school.
Debra Tosh was recommended to us as a real estate agent for Re/Max.
We contacted Debra and for a couple of weeks we corresponded by phone
and email. Debra advised us to start by researching the homes available
on the local Re/Max website. Then we made a arrangements to stay in Belleville
in mid December to find and make an offer on a home.
Needless to say, it is a challenge to find homes listed for sale
two weeks before Christmas. Debra was extremely diligent in lining
up homes for us to view, with teenage daughter in tow. She devoted
the whole week to us and ensured that we became familiar with
the area so that we could make the best decision for our family.
Debra was very astute at quickly determining what features and
benefits of homes would meet our needs. What pleased us most was
that Debra did not waste our time on looking at homes that we
would not be interested in. It was a stressful time for our family
and Debra's cheerfulness, eagerness and humour relaxed us all.
By the middle of the week we were frustrated at not finding a home that
we all agreed would meet our needs no fault to Debra, but rather
to the time of year we were searching. Debra found out that a
house that would be perfect for us had a previous offer that fell
through. She ensured that we got to view the home immediately
and we were able to make a timely offer.
We were so happy to end up with a home we wanted in a great neighbourhood.
Debra spent a lot of time running around for us before the final
closing as we had to go back to Sudbury until the move. We trusted
Debra so much by that point we asked her if she would do the final
inspection on our behalf. Debra is a professional agent who knows
her stuff, can read people and their needs well, and can make
a stressful time a fun adventure for a family. If you want someone
who puts your needs first call Debra Tosh. We are so glad that
we did!
Ralph Gorcey
Our property on Forin Street had been listed with two other realtors
over the past two years without success. In the spring of this year,
Debra Tosh convinced us we had a very saleable property and that we should
list with her. The rest, as they say, is history! We could not have asked
for better service from Debra: she communicated to us every week on interest
shown in our property, created a constant stream of attractive ads with
appealing photos, provided sound advice that reflected local market trends
and, most importably, through her enthusiasm, convinced us we were actually
going to get a sale! We have other property locally and you may rest
assured that, when we wish to sell, we'll be contacting Debra and the
excellent services that she and her office provides. Thanks again Debra
for a great job in challenging times!