Susan and Kevin Walsh

In the spring of this year (2007) my husband and I were faced with a painful reality. Both of my parents had now passed away and the beautiful home which had been in my family for over 60 years had to be sold. Turning to Debra Tosh & Remax to help with this task was the best "move" we ever made. They were knowledgeable in the field, patient with us dragging our feet as we moved at a slow pace in making some of the painful decisions which had to be made, and, they showed a tremendous amount of respect for the property and possessions which were so dear to us. From the initial phone call to Debra, right through to the closing date, she made sure that we understood every necessary step which had to be followed within the legal process, yet never lost sight of the emotional stress we were under. Her fabulous smile and cheerful demeanour were great "medicine" for our heartache. Thanks Debra !

Carl and Sam Cashin

As first time homebuyers in Belleville, we knew our price range but were not sure which area to look in or, in fact, what type of house we wanted. Old vs. new, East Side vs. West Side etc. Debra sat us down and patiently went through the many pros and cons of various neighbourhoods, problems we might encounter with older homes, resale values, and the list was very detailed. She asked questions about our life style and requirements. After Debra created our “profile”, she then made a short list of properties to view. No time was wasted viewing homes that did meet our criteria. We found her efficient, friendly, and knowledgeable. I have since not hesitated to recommend her to family and friends.

Emile and Marilyn Richard

Four years ago, my husband and I happened by chance to meet Debra at an open house. Her enthusiasm and bubbly personality was still remembered after all these years and when it was time for us to call on a real estate agent, she immediately came to mind. We didn't have much time to find a new home but Debra jumped to the challenge and had us out there searching the countryside. After two days of searching, we had our new home and Debra was there to make it all complete. We are grateful that Debra has the moxy it takes to do the job.

Roli Tipper

Debra Tosh combines the best of small town friendliness, owing to her growing up in Belleville, with a hip and with-it attitude of her time spent living and working in Toronto and other larger centres. We found her to be thoroughly professional and well prepared for all our meetings. In particular, her guideline of to how to prepare a home for market was most helpful. It was very complete and steered us through the many details of the process without us having to spend much further time in consultation with her or other advisors. Debra represented us very well in the bidding process and was on the spot and available for everything required in the closing procedures. Her sense of market value and her willingness to do a few extras in the way of research were much in evidence. In addition, she is well connected in the community and spends hours each year involved in fund-raisers for charities and non-profit organizations. Overall, we had a very fine experience dealing with Debra, were very satisfied with the financial results and would recommend her without hesitation to anyone seeking to list or purchase property in the Quinte area.

Arthur MacKay

As a first time home buyer, I wasn't faced with the time constraint that confronts a lot of people entering the real estate market. Debra was very patient with me, taking the time to show me many properties over the period of several months. She never pressured me into making a decision and I valued her judgement and her professionalism. She was very helpful in my search for a new home.

As a land use planner, I have had many professional contacts with real estate agents over the years. To be frank, some are less than competent; others I find can be pushy. Debra is neither. She has both the knowledge and the personal charm to capably represent your interests. I would recommend her to anyone.

Rhonda Lummiss-McCleery & Richard McCleery

We had anticipated buying a house in a year or two, but when the place we were living in was sold and the new owners wanted to move into our apartment, we had to change our plans in an instant. Although we considered renting elsewhere, we decided to take the plunge and buy our own home; that's when Debra Tosh became involved. With one telephone call, Debra immediately made herself available to us. She helped us feel comfortable about the house-hunting process and quickly arranged for us to view numerous properties we had an interest in. We were so grateful when Debra anticipated details we hadn't even considered and guided us from start to finish through each step.

When we found our home, Debra did some extra research and arranged for us to look at similar houses in the same price range, enabling us to compare properties and ultimately confirm our final decision. Debra assisted us with her insight, experience, professionalism, and undivided individual attention. She remained positive and supportive, always ready, willing and able to answer questions or offer useful information. In addition, and this cannot be underestimated, her dynamic personality and unfaltering sense of humour kept us laughing and turned what could have been a truly stressful experience into a pleasant journey, ending in the realization of our goal; finding our own home.

We can't thank Debra enough; when we’re sitting in our sunny back yard admiring our garden, or relaxing in the evening in front of our cozy fire, we’re reminded that Debra helped us to make it possible. We’re staying put, but if we had to do it over again, our first call would be without hesitation to Debra Tosh. We recommend her highly. Thanks Debra !

Carol Feeney

Debra Tosh provides excellent service, information and advice, from the detailed and accurate Current Market Analysis that she provides to help sell your home quickly, to the time and effort that she takes to help you find the home that you are looking for. I know because she has acted as my agent as both a buyer and a seller on several occasions. It is refreshing and comforting to know that she listens, respects your time and budget and puts client satisfaction first in everything she does.

Carol Feeney
Executive Director
Quinte Arts Council

Ivan and Julie Wiarda

We are very impressed by Debra. She is honest, savvy and knowledgable about real estate. She went out of her way to show us top quality service without ever being "pushy". Debra did alot of research and when she presented it to us we were very impressed by the extent to which she had gone to answer our questions. Debra is a true real estate professional.

Thank you Debra for top quality service!

Krista DeLong & Jeff Clarke

My partner and I had definite ideas as to what we were and were not looking for in our first home. We talked to many friends and family members about the horrors of buying a home and to be completely honest, we were terrified.

Debra was the best! She organized viewing times around our busy schedules; she picked me up and drove me to look at our chosen property, she recommended a great lawyer, in short she took care of all the details so we could just enjoy the wonders of becoming home owners. There were no horrors, just exciting times, no stress to be had, Debra made sure that everything was seamless and easy. Right down to making and countering offers, closing dates and house inspections, Debra is extremely knowledgeable and helpful. We really had a lot of fun with Debra; she made buying our first home easy, exciting and fun. I can't say enough about how wrong our family and friends had been. Obviously they didn’t choose the right agent…. Are we ever glad we did! Thanks Debra for everything! We couldn't have done it without you!

Deanna Birtwistle and Eric Lafond

We found out we were getting transferred to Borden in October 2003 and I immediately called Debra. Her husband had been my instructor at Loyalist College and I knew that his wife was in real estate. She came over and gave us a market evaluation and it was bang on with what we had decided to list our house at. We decided to wait to list our house till the new year. We found a house in Alliston in January 2004 I again called Debra to list our house for sale. It only took 5 days, two showings and we sold our house. Debra was excellent to work with and I would highly recommend her. Thanks again.

Carol Hall and Kim Wilson

We had outgrown our large home in Old East Hill and made the decision to go country living. I had previously met (Debra at a function and instantly liked her personality and sense of humour. Later on I found out she was a Real Estate Agent and she came to mind the minute we decided to relocate. I called her up and she came over immediately to discuss a plan of action. As this was the first time experience with the process of buying and selling we were unsure as to what the process was. We knew we wanted to buy a house in the country but that was the extent of our knowledge.

Debra's professional assessment of the situation proved perfect she suggested we look and buy first and then put our house on the market, as she was positive it would sell within a month. She was absolutely correct; it did, within a month we had the SOLD sign up and had our deal closed on the house we purchased and all 45 days earlier than expected

As you can expect the whole ordeal of buying and selling a home is quite traumatic but with Debra we found her humour was appreciated during the real stressful situations and her strength and forcefulness was welcomed when we needed her to ask those tough questions. She is a real gem and we would highly recommend her to anyone who needs a professional down to earth, kind of agent who is honest, truthful, funny and witty and in the end makes the whole ordeal worth the experience.

Sincerely, Oh by gosh call Debra Tosh we did and sure are glad we did.

Gary and Rosie Oldfield

I didn't even know her, although she had met my husband, when she emailed me in Kamlooops , B.C. It was really great to have that introduction before I arrived in Belleville. She had set up appointments before I got here and she gave me personal service, over and above the usual things like. She went the extra mile for us. It was really exceptional. It gave me confidence that someone was looking out for us.. She spent lots of time with us and her choice of homes was excellent. She didn't take me through places that we couldn't afford or didn't suit our purposes and she advised us about neighbourhoods that we would be comfortable in. She gave us great contacts for professional services, like a lawyer and a contractor, as well as pointing out good restaurants, hairdressers, grocery stores, etc. Because we were in a motel in Trenton, she went out of her way to come all the way out to get me and take me back at the end of the day, which I really appreciated.

Esther Parry

Selling a home can be a very difficult and anxiety ridden experience. Fortunately for me, I had Debra Tosh as my real estate agent. Debra is a professional. Her commitment was unwavering, as well as her positive and supportive approach to my needs as her client. It was without hesitation that I recommend Debra.

Patrick and Amy Doyle

We generally knew what we were looking for so we asked Debra for a 2 bedroom home in a certain vicinity. We were so impressed the next day when she gave us a complete package of all 2 bedroom homes within our area and price range, as well as having 4 appointments made to view homes. She didn't waste our time. She knew exactly what we wanted and we had a deal before the week was out. She is exceptionally professional and knowledgeable and we would recommend her to anyone.

Bob Long

My mother had taken very ill and was in a nursing home since it was obvious she would never return to her house the decision to sell it was a difficult one. When I contacted Debra she came to the house and offered some tips and guidelines that would make the house more saleable. But we decided that we were still not ready to sell yet. A few months later, Debra called us and while she understood our position she wanted us to know the market was hot and that she wouldn't be doing her job if she didn't let us know. We decided to place the house on the market and as a result we had 2 offers in 3 days and finally sold the house for the full asking price with no conditions. Debra's professionalism and empathy helped greatly to ease the stress for our family.

Marie Power

My nephew had recommended that we list our cottage with Debra. The first time I spoke with her, I enjoyed her outgoing and pleasant personality. She put me at ease right away. I also thought she was very thorough in giving me all of the information about what she was doing in handling the sale and that she was representing both the seller and the purchaser and I appreciated knowing that. Also, when I finally met her; we had talked on the phone many times before that, I liked her sincerity. I understood why my nephew said I'm sure you'll enjoy meeting her. Even after the sale was final, things came up that put me on edge, mostly the survey, because I thought I had done something wrong and she assured me that everything was fine. When I went to the lawyer's office, the secretary said she had done lots of extra work to get information and get things done for both the seller and the purchaser.

Lois Lucas

I was executor of my Uncle's house, so I called Re/Max in Belleville and asked for an agent. Well I got hold of Debra Tosh and was I ever glad that I did. She came over and did a complete market evaluation for me and suggested a listing and selling price that I could expect to get. She was very thorough and it included homes that had sold, were still for sale and even ones that hadn't sold and the listing had expired. It was a really big job to get the house ready to put on the market and I was in no hurry to do it. Debra was never pushy which I really appreciated. She called me every few months to see how I was doing and she even suggested someone that she knew that I could sell some old stuff to. When it was finally, listed, she was really great. She kept in constant touch with me to let me know how things were going. When the offer came in, she helped me negotiate it, so that the estate could get the best possible price. She's a really nice person and I would recommend her to anyone.

Maureen and Moe Grant

In December of 2001 we found out we were being transferred by our employer, Bank of Montreal, to Belleville. We were living and working in Sudbury at the time. The timing of our move became very urgent as our daughter was in Grade 12 at the time and we would have to ensure we were moved in time for her to start her second semester in January in Belleville. The added stress to the situation was that we had been moved from Thunder Bay to Sudbury only 18 months prior meaning this would be our teenage daughter's third high school.

Debra Tosh was recommended to us as a real estate agent for Re/Max. We contacted Debra and for a couple of weeks we corresponded by phone and email. Debra advised us to start by researching the homes available on the local Re/Max website. Then we made a arrangements to stay in Belleville in mid December to find and make an offer on a home.

Needless to say, it is a challenge to find homes listed for sale two weeks before Christmas. Debra was extremely diligent in lining up homes for us to view, with teenage daughter in tow. She devoted the whole week to us and ensured that we became familiar with the area so that we could make the best decision for our family. Debra was very astute at quickly determining what features and benefits of homes would meet our needs. What pleased us most was that Debra did not waste our time on looking at homes that we would not be interested in. It was a stressful time for our family and Debra's cheerfulness, eagerness and humour relaxed us all.

By the middle of the week we were frustrated at not finding a home that we all agreed would meet our needs no fault to Debra, but rather to the time of year we were searching. Debra found out that a house that would be perfect for us had a previous offer that fell through. She ensured that we got to view the home immediately and we were able to make a timely offer.

We were so happy to end up with a home we wanted in a great neighbourhood. Debra spent a lot of time running around for us before the final closing as we had to go back to Sudbury until the move. We trusted Debra so much by that point we asked her if she would do the final inspection on our behalf. Debra is a professional agent who knows her stuff, can read people and their needs well, and can make a stressful time a fun adventure for a family. If you want someone who puts your needs first call Debra Tosh. We are so glad that we did!

Ralph Gorcey

Our property on Forin Street had been listed with two other realtors over the past two years without success. In the spring of this year, Debra Tosh convinced us we had a very saleable property and that we should list with her. The rest, as they say, is history! We could not have asked for better service from Debra: she communicated to us every week on interest shown in our property, created a constant stream of attractive ads with appealing photos, provided sound advice that reflected local market trends and, most importably, through her enthusiasm, convinced us we were actually going to get a sale! We have other property locally and you may rest assured that, when we wish to sell, we'll be contacting Debra and the excellent services that she and her office provides. Thanks again Debra for a great job in challenging times!